>> but you were not in a really small cabinet with a bunch of other -- [talking over each other] >> if they can make talk with the dozen f the can make fried chicken that doesn't smell. leave it to the experts. the scientists will figure this out. [talking over each other] melissa: you are with me. >> give me fried chicken. melissa: we will keep fighting about this, but that's all the "money" we have. you will see you back tomorrow. here comes. >> hello, everybody. we begin tonight with breaking news. president obama is upping the ante in the delicate fiscal of talk. confirming today the white house making no concessions with republicans and taking a hard line on new taxes. the latest proposal includes over one half trillion dollars tax increase, double the republicans want, and it wanted up-front. also $50 billion in new stimulus

spending. they want to raise the federal debt limit without congressional approval. no spending let's. the brakes are off. with more on this, the ag holds 18, president of american action far and former cbo director. welcome to you both. i just want to mention a couple of other things that are in this proposal which frankly shocked me. the payroll tax break continues. we have bipartisan agreement that it would expire. and then a permanent increase in the debt limit. we said that. a one-year extension of expanded jobless benefits. the list goes on and on. it's like a christmas tree. >> i think it's very unfortunate there was a moment not too long ago when we thought there was a fair amount of consensus of apparel taxol they going away, a very modest extension of the benefits. we would focus on narrowing down the tax differences.

middle-class agreed. we had to worry about the high end and the sequestered. now we have a plan that is dangerous because the fiscal cliff means a recession, nothing like the balanced plan that the administration plans to care about. an enormous tax increase to more wasteful stimulus, and as a boy from the notion that everyone should come to the table and compromise on behalf of the american people. >> this seems like stepping out the request. what do you make of this? opening negotiating gambit. >> i think it is disastrous for the american economy and says all the wrong signals to us signals to the market and international investors. also the demonstration of the sheer breathtaking arrogance of the obama presidency. this is a set of demands from an imperial white house. that simply is not open to any form of discussion at all according to these latest developments. this is a deeply worrying.

the united states is on the edge of the economic abyss. the $16 trillion debt. so far there are no serious proposals whatsoever coming from the obama administration with regard to cutting this level of debt that the united states knows. america is heading for an economic catastrophe. it is a slow-moving sort of trained crash. gerri: i think that train is being of every single day. to you. imperial presidency. not only imperial. it's on hiatus. the talks have been outsourced. the very man who negotiated the biggest bailout of banks in u.s. history. i think his choice of a negotiator is even problematic at this point. >> i completely agree. if you think back to the start of the first administration, he had his problems getting confirmed because of that the year to pay taxes. he's not well loved. he is an intro figure in the bailout of the banks and their supervision money was at the new

york fed. this is not an ideal person to carry the message to the help. the message itself as dangerous. i agree 100 percent. this is not a message for the american people, international markets. and that you think it is an example of the administration misunderstanding the election. it is true that the president of reelected with a very, very powerful tactical victory, but the same people who elected him walked out of the voting booth and said the economy is on the wrong track. this is not an endorsement of their economic policies. the ones that put on the table today are disastrous step in the wrong direction. gerri: you knew former prime minister margaret thatcher very, very well. what would she say? how was she analyze this? >> well, i think she would be in a deeply concerned by the direction of the united states. the u.s. is heading more and more toward sort of european socialist style economy.

now, the european social model has been a failure in europe. no reason to believe it will succeed in the united states. and as margaret thatcher pointed out many years ago, the problem with socialist governments is that eventually they run out of other people's money to spend, and that is what is happening here in the united states. a poll came out today showing that 45 percent of democrats look favorably upon socialism which is a deeply worrying development. fortunately most americans -- gerri: did you say 45? gerri: 45? >> 45 percent of democrats according to a rasmussen poll published earlier today. fortunately the overall majority still believe in a capitalist free enterprise system, so there is still. gerri: the problem with what is being talked about, what is on the table is that it changes so dramatically. individuals, business operators. it -- one each address this directly. wealthy people will never change the way live.

it won't change and they spend, how they invest. just because that tax policy. you're laughing? >> that is nonsense. common sense tells you it is not true. an enormous amount of evidence. the to the merit of the european experience. as the france, the british. the answer will be known. a dramatic impact on the wealthy citizens, the same happen in the united states. they claim the u.s. corporations would never leave the u.s., but when anheuser-busch merge there headquarters go to europe. in the new york stock exchange merges the headquarters and at the netherlands. they simply have their head in the sand about the powerful impact of incentives on the structure of the american economy. the incentives they are providing a to tell people to live somewhere else, invest some morales, and let this -- [talking over each other] gerri: to you. what are millionaires during in britain with these tax rates? >> they have been fleeing the country in a huge exodus since

the former socialist government introduced a top ratee50 percent tax which forced about 10,000 out of a total of 16,000 millionaires out of britain. as a result, of course, the british government lost billions and billions of pounds a revenue if obama is going to increase the top rate tax year in the united states nearly 40 percent you're going to see a similar effect, capital flowing out of the country, declining revenues. so this is hardly the best solution to deal with the debt situation. in fact committee will be increasing america's debt as a result of this. gerri: and also possibly tipping isn't a recession. last word to you. what will be the republicans' response to this? >> you already heard the speaker said this was not a serious response because it's not. where your to solve the problems of the american people, willing to put revenue on the table because we heard the message that the americans want

compromise. all we're waiting for is for the administration to give a serious proposal about spending reductions. he still waiting in not happy. gerri: thank you for coming on tonight. great conversation. appreciate your time. a lot more still to come, including a new report out on unemployment benefits offering pros and cons to expanding the entitlement program. i'll give you my taken president obama promised a ban lobbyists from the white house. is crony capitalism only seems to be getting worse. all breakdown how he's upping his friends and costing taxpayers next

gerri: electric cars. remember the dream? as the president's dream.

listen to this. >> we can break our dependence on oil with biofuels and become the first country to have on million electric vehicles on the road by 2015. gerri: a million electra cars in the road. save the planet, save the gas. wait. somebody forgot to tell consumers. despite the tax credits, $7,500 to buy these models, just 18,000, just 18,000 were sold in 2011. we will have a million green cars on the road by 2067 or 55 years from now. incredible. where did we go wrong? it's easy. government got involved. but no good at picking what technologies regular americans are going to glom onto. the department of energy create amazons of the people was a guest driving to the mall? no. did the post office and vince skype so people could get in touch more inexpensively?

no, they did not. breakthrough products were invented by private companies. let's stick to cars since that is where we started. 104 years ago the nation's first starring vehicle was also the first produced on an assembly line. henry ford said his car was for the great multitude. sixteen and a half million model t's were eventually sold to a 16 and a half. how much the biggest selling american made vehicle effort. the ford f-series contracts. an amazing 35 million of those of insults as the trucks were first introduced way back in 1948. and it is ranked as the number-one selling vehicle in the u.s. for 24 years. and now you can trick them out just like a sedan. even backseats. none of this requires a tax benefit to boost sales. that is the problem. when governments just tinkering, lending priorities of the private sector, you get the chevy volt, fannie mae, freddie

mac, all disasters, all costing the taxpayer. for more on this time joined by tim kearney, senior political columnist for the washington examiner and author of the book obamanomics, al barack obama is bankrupting you and enriching his wall street friends, corporate lobbyists, and union bosses. i guess you are about the perfect gift. we appreciate you coming in. what can we afford to? >> barack obama will be pro-business in his own way. he wants to succeed regulating in a way that protects the biggest businesses in some industries and also making sure that people don't make profits in ways that he doesn't want to succeed. you will see a lot more of a great energy stuff that you saw in the stimulus bill and that he tried to push for guinness climate change bill and just generally see a lot of the guys

to hire the best lobbyists to get dead because they get the big government favors that happens when government involves itself more and more in private industry. gerri: i find that nobody is more relentless in pursuing taxpayer dollars that they have access to then the company's stock capitalists. they put their entire business model around this idea of getting the free money. there are relentless in their pursuit. you have been studying this for a long time. >> the problem is that in a free-market economy when people try to pursue profit what they're trying to do is produce something that people actually want to buy. once government service to get involved to get companies like general electric say the best investment we can make is investing lots of money and lobbyists were employed a dozen people and art texas to gain government regulation. it is a test to gaining government, the regulations, tax

sense command handouts. that's all something you get with the liberal free capitalism where profit does not involve trying to deliver something people want. >> and is not the product. fair competition, the best that you went out. it's just too happened to know the president's secretary on agriculture that week. >> yes. who could hire the former chairman of the house commerce committee are the former deputy secretary of commerce. already you see the obama administration official starting to cash out. joe biden, in the senate. now he's cashing out again and running past the lobbying shop. so all these guys a scrambling to hire who is a relieving the of illustration. this is not differ from the bush a ministration, but it is certainly differenn than what obama promised. guess what, increasing government involvement in the

economy does not close the revolving door. it makes a spin faster. gerri: let's talk about another example that has existed for decades and decades. you have written about it. if you are a company in. gerri: and i just want government to leave me alone, then don't go get these special loans to do business. tell us your objection? >> this is a government agency. it sounds like it's a bank. it basically lends money to foreign buyers or guarantees loans so that they will buy american goods. now, 82 percent of the loan guarantees that export import bank made last year guaranteed sales. gerri: one company. >> the biggest guys will not just give most of the money. they will dominate. when you increase government role in the economy is does not help the small guy that the democrats. this helps the big guy who can hire the former administration staffers, the former senator's as a lobbyist.

so most of the money they spend some 80 percent of the money they spend subsidizes the single biggest exporter. gerri: dodd-frank, a lot to try to bring changes to banking in the wake of the financial crisis and at the end of the day what it is really done is get rid of small banks. 10 percent of banking assets, make 70% of small-business loans at the end of the day all this did was drive of the players it would actually help middle america. >> and this is the nature of regulation. concentrates industries. the five biggest banks have a bigger market share today than they did before the financial crisis. banking regulations said you need to be able to afford the lawyers, afford lobbyists, afford all the overhead costs the government imposes and the biggest it designated fox business financial institutions meaning too big to fail. so it's what you want to do, concentrated industry and your

company's hands, you want more regulations like dodd-frank. of course that was not how obama's all dodd-frank. this is going to crack down. imposes new rules, but ultimately they will take the new rules of that means less competition. guess to the big loser is to make would-be competitors and the consumers. gerri: the small businesses in need those loans. before you go, is there a quick fix to this? what is it going to take to change the system? >> the reason there is no quick fixes because the guys you will have -- to control the leveraged , whether republicans or democrats, was the big banks. republicans are listening to the big banks. the closest thing to a quick fix is to say get government out of the game. that competition and free market work. republicans don't want that either because the big business that has their year also want this sort of protection regulation and bailouts. gerri: more stuff.

thank you for coming out. you have to come back soon. if you are fired up about this like i am or any of the issues on the program, job me an e-mail. >> coming up on "the willis report," joyous americans have not collected more than half trillion in unemployment benefits. white is the government still insists this is the way to create jobs? we investigate next. reforms save a from falling off the fiscal clef. that is what democrats think. what one former senator says the need to put their money where their mouth is. in weather this to keep our ball winners are, if they don't manage the cash right there will soon pay the price. advice on how to avoid the pitfalls of big windfalls. we're on the case next on "the willis report."

but when i was in an accident... i was worried the health care system spoke a language all its own with unitedhealthcare, i got help that fit my life. so i never missed a beat. that's health in numbers. i gotunitedhealthcare. life. i heard you guys can ship ground foless than the ups store. that's right. i've learned the only way to get a holiday deal is to camp out. you know we've been open all night. is this a trick to get my spot? [ male announcer ] break from the holiday stress. save on ground shipping at fedex office. gerri: jumbos benefits set to run at the end of the year. coming up next, why a new report might give congress another excuse to keep right on

spending.

gerri: well, higher taxes americans could be facing in the new year, many unemployed folks will lose the federal unemployment benefits unless congress extends them. with a pricetag, a jobless benefits to more than half trillion dollars of the past five years. join now, to me kish's director for american crossroads. thank you for coming back on the show. we got news tonight that the president's opening bid in the fiscal cliff talks was extending the jobless benefits for another year. so he is doubling down on his policy. he wants more jobs benefits. what is the cost? and to you think that it is a good idea or a bad idea? >> two things. short-term cost of how it will really poisoned the well in

these negotiations. we are talking about deficit reduction, and the president is proposing new spending at top of all the other spending. republicans going into the deficit reduction talks talking about another dividend tax cut is something like that. a very poisonous way to start since the negotiations between two sites. the second thing that is important here is how we are viewing these jobless benefits. the administration is firming in in terms of job creation. that is not what they are. gerri: this is a study they did it, extending jobless benefits would create 300,000 jobs. i had to read it twice to figure out what they were talking about . and it still made no sense to me. explain the contorted logic to work here. >> thee're saying by putting money into the pockets of unemployed people that will deal to spend it on rant and consumer goods which will create jobs in the real-estate industry in the retail industry. the problem is a does not take into account that the people

have to look for jobs that would also be doing that. double counting the money. the difficult thing is what we are talking about unemployment as an economic benefit, we are not looking at the point of what this program is a much temporarily help people who are having a hard time finding jobs. this is now france and greece were we have a class of people who are permanently on the government dole. this is the united states of america where we temporarily help people. we let the unemployment programs as economic benefits, we are kind of going in that european direction, and i don't think that is where this debate needs to be. gerri: this reminds me of the obama administration treating food stamps, and a range of social benefits were not only to then make them available and extend how long they're available for, but they also advertisement. it's a good thing to get this. you need this federal aid. they have an ad for the program when it described as a diet plan this is a wholesale change in the way americans think about being on getting federal

assistance. >> it is a decline in industriousness. we see from that book. talking about how they're is a declining industriousness among folks, among folks in the working class, and it talks about how it's not only food stamps, extending the temporary unemployment benefit every year since 2008. it is becoming permanent, but there are also increases in permanent disability claims. the list goes on, and we are really facing, i think it tipping point where we could be going in the way of france or greece with the permanent press the people on the government dole. gerri: and talk about the social costs. it's not just the cost of the government which reflect the cannot afford right now, but it is also the cost to society of encouraging people to opt out, to sit at home, to be on the couch, watch tv, do something other than work productively in the economy.

>> one of the new sources that was talking about this policy quoted a guy who was planning on the unemployment benefits lasting until the early part of 2013. now that he knows that they might not he is looking for a job. gerri: the reality is unemployment is no fun. i have been on unemployment benefits. i've been on that line back when they have lines and you did not do it online. it is embarrassing. but at the end of the day if you''e on it too long it works against itself in my view. do you agree? >> it does work against the south because if you allowed it to last for such a way that it distorts the incentives to work. that is -- it's not a laughing matter that somebody doesn't have a job, but you can see the distortions and incentives when somebody is planning and the unemployment lasted for another six months, so there are looking for jobs or are discounter the motion in order to continue getting the benefits. gerri: i got up as soon as i

could, and i was glad of it. but to have the money, glad to get off the dole. i have to tell you, we have to do something different in this country. thanks for coming on. >> thanks for having me. gerri: when we come back, should entitlement reforms be part of the fiscal of talks? one side says yes and the other side starting to cave. the latest on medicare next. [ male announcer ] if you're eligible for medicare, now is a gootime to think about your options. are you looking for a plan that really meets your needs and your budget? as you probably know, medicare only covers about 80% of your part b medical expenses. the rest is up to you. so consider an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. like all standardized medicare supplement plans, they cover some of what medicare doesn't pay. and could save you in out-of-pocket medical costs.

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♪ gerri: our country's debt problems deepening by the day, and many democrats still refuse to acknowledge the elephant in the room. we need to reform massive entitlement programs and also preventing the u.s. from going over the fiscal cliff. our next guest says, there is a lot of tough talk and little action. former republican senator george lemieux of florida joins me now. thank you for coming on the show. we read your op-ed in the "wall street journal" and dow we have to talk about this. i know you have written a lot of

fraud, but i want to start with this idea that there is some discussion of getting medicare reform into the fiscal cliff talks. do you think anyone is serious about that? >> well, there needs to be. medicare is the largest growth in expenditure in the federal budget. if we don't reform the way that we pay of medicare it's going to be one of the things that breaks the bank and makes us unable to meet our obligations, so we absolutely have to reform it. the legislation that i wrote back in 2010 that we passed a bipartisan support and signed by the president went after something that everything to everybody is against. gerri: let's get to that in the second. i just want to spend one more second of this idea. the senator from illinois saying on tv that he would like to see 400 billion entitlement cuts, the vast majority of the savings, all of it coming from medicare. is that the right amount? more, less? >> its plan to have to be more

overtime. at least the democrats are talking about something. the fastest-growing part of the budget. 85 percent of the federal budget is medicare, medicaid, social security defense and interest. the ones that are growing the most medicare and medicaid. we have to do something to stop the increase in that amount or it will slow the rest of the budget. gerri: is going to take over our budget. it will be the only thing we pay for. as you pointed out, we can't even get the front portion of this right. i know this is the topics you're interested in. we spend a hundred million trying to find fraud and found 20 million overpayments. what is wrong with the system? >> is the bureaucrats who are implementing what is a good law. what we did was simply follow with a credit-card industry does many of your viewers that had transactions on their credit card with a company called and said to mothers of fraud alert.

did you really do that transaction? that is computer modeling predicted technology that lets your fraud, looks to your spending habits and sees it during the normal course of your spending. if not the computer puts up the red flag and a check with you. if you say no, they don't pay. we took something that's working in the private sector, a credit-card business that pays little and fraud, stops before it starts and says, let's apply that to medicare. the estimate is between medicare and medicaid, $100 billion a year of health care fraud. unfortunately the bureaucrats in washington have not implemented it correctly, gave up the contract the companies don't have any experience in this area , and we believe an outside group said that we could stop up to $20 billion a year in fraud by just implementing this law that was passed in the correct way. gerri: it is just astonishing to me how many ways you can mess

this up and yet president obama's says, i've been working hard. >> we went after medical fraud in medicare and medicaid very aggressively, more so than ever before. it saved tens of billions of dollars plus $50 billion in wasted and that of the system. gerri: is the west and a good job? >> i don't know that the president even knows what is happening. the $50 billion number, i don't know where he gets that. the government accounting office has said they only stop $7,000 in overpayments, $7,000 in overpayments after spending tens of millions of dollars to implement this incorrectly. where i live here in south florida we unfortunately i the health care fraud capitol of the country. we have prosecutors doing a good job blocking these people up to stole millions, sometimes tens of millions of dollars to my but

we don't get the money back. the only we resolve this is to stop the fraud before its starts. gerri: qaeda you do that? >> if they implement this legislation. somebody orders 100 realtors and an hour. the computer will say that is out of the normal course. the red flag goes up. what has to happen then, which is not happening now is that when that provided a sense and for reimbursement and normally in medicare they get paid quickly, sometimes within two weeks, that payment cannot be made until the red flag is checked out. that is what the car companies to. this is not rocket science. don't pay and so you verify. if they do that we will save tens of billions of dollars and put more money back into medicare which will make it more solvent. gerri: you are suggesting we adopt private-sector ideas to a public sector system?

thanks for coming on. a pleasure to talk to you. come back soon. appreciate your *. >> thank so much. gerri: winning the lottery is not the only way to come into money. maybe a leprechaun. a four leaf clover. it requires extra management. we will tell you what you need to remember. we'll be right back. ♪

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you don't start a family. maybe you don't get married. all put on hold. and education you probably could not afford to begin with. >> you might not have been able to afford. but in all of the government has six different options to help the government to the debt, the longer you are in that debt the longer you delay the kinds of things you just talked about. gerri: us talk about that. the big conversation about a student loan debt in this country is is this going to be the next big government bailout?

>> i called. we did an interview with laura and asher, president of the institute for college access and success. i kept saying, we have a 11% delinquent on student loans. does the government need to be there to help bail out? that is the question. she said seriously, no. there are six options for the 85% to the federal government. the question is the 15%, privately funded loans. you cannot defer and the 11% delinquency rate is far worse because a lot of those are not even on the books at. deferred. in some kind of forbearance. you don't register just yet. the 15% to 150 billion, those people cannot defer, really under -- between a rock and hard place, and that is when people start talking about a bailout. 74 billion if taxpayers are called upon to help those people gerri: we only have some much money. the end of the day there's only so many people we can bailout.

appreciate your time. well, do you think it is time to put more restrictions on federal student loans? two of the industry's top dogs duking it out on the show tomorrow. you're going to love this. that will weigh in on the student loan criiis, the bay what we should do. you don't want to miss that. meanwhile, days after americans spend hours waiting in line and risked being trampled to get a deal, starbucks is looking for the consumers looking to pay more. $7. craziness. the coffee is brewwd from custer reconvenes. notoriously difficult to grow. coffee lovers can only get 48 starbucks stores in the pacific northwest. the rest of us will have to wait until next year to spend a stupid amounts of money on coffee. it is just coffee.

that's all it is. nothing but coffee. $7. i know thinks so. that's what i think. now we want to know what you think. here's our question tonight. would you spend $7 for a cup of coffee?3 log on to my vote on the right-hand side of the screen and the house share results of the into tonight's show. and if you are in certain professions, chances are you might. recently duncan donuts and career builder did a survey of american workers to see which ones drag the most coffee. this list is tonight's top five. nurses. no surprise. hard-working men and women often work 12 hour shifts and more. public relations professionals. if i was representing the lindsay lohan i would need the coffee to keep up with her. sales reps. always seem party. the coffee. number two, scientists. we can't make the coffee industry. the number one coffee drinking

profession is a food-service workers. of course. costly staring at caulfield a long. i would argue members of the media should be higher than number six. i have some right here. the study found two-thirds of coffee drinkers during more than two cups a day. if still to come, my "2 cents more" and at least two people have become multi millionaires overnight. how they keep from being a stereotyped and losing it also puts the? advice for anybody who comes into money. you're going to need it next.

♪ gerri: why did so many lottery winners end up bankrupt? according to my next guest it's all because one big thing they are forgetting. stay with us.

♪ gerri: to lucky folks hit last night's $588 million power ball jackpot. not me, of course. imagine all six numbers. one ticket was bought near phoenix, arizona and the other just outside kansas city, missouri. but this may lottery winners and that going bankrupt. take a look at this. there is. 1900. this recent study found 1900 lottery winners over ten years lost it all. they wouldn't have if they knew how to manage the windfall property. it is a lesson for all of us. managing partner of the paris financial group. thank you for coming on. i read your notes. @%e funny thing. %-to in a lottery winner is stop playing the lottery. >> lightning does not strike

normally in the same place twice. you have won the lottery, stop wasting money on lottery tickets and invest wisely. the pro ability of winning the lottery is low, the probability of come to the squandering in all is really, really i. one of the things you're doing if you playing the lottery is wasting money. gerri: satellite kiddy there. and, you know, we always do this segment when they're is a big lottery segment. the reality is people just to it really badly. this lottery winnings you can take an annuity or lump sum. if i called and told you i won, what would you tell me? >> i would take a two-pronged approach. evaluate whether you can control your spending. you had best take that monthly annuity because you can only spend it as fast as you receive it. if you're a person who can control spending, the lump-sum

option can be viable. gerri: to give you a little push back, but the texan from to be done. >> it depends. it depends on what the tax rates are. the 4% kicker or 04 percent cpi increase in the cost of living over the annuity. you have to look at that in the context of the tax opporunity. you have to be careful. gerri: they always have problems with their family. your advice which i cannot even imagine, learn to say no the families and friends. do you live alone, have no do you live alone, have no family and friends?

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endorsed by aarp, an organization serving the needs of people 50 and or for generations... and provided by unitedhethcare insurance company, which has over 30 years of experience behind it. call today. remember, all medicare supplement plans help cover some of what medicare doesn't pay -- expenses that could really adup. these kinds of plans could save you in out-of-pocketedical costs. you'll be ab to choose any doctor who accepts medicare patients. and you never need referrals. ifou're thinking about your options, call today. when you call, request your free decision guide. and find the aarp medicare supplement plan that may be right for you. gerri: starbucks introducing its new copy product. it has been called champion of

coffee. it costs $7 per cup. would you pay that much for coffee? here's what some of your posting. susan rice says this illustrates my belief that some folks truly do have so much money. they don't have a clue what to do with it. daphne agrees. not unless there was a potential for the bottom of the cup. we also asked on gerriwillis.com. 1% said yes. 1% of you would spend $7 for a cup of coffee fred >> we are having can you hear me now? it is at&t that you have to blame. at&t finished last find horizon and sprint and t-mobile.